Fai+hed Finance | Microloans for Namibians

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Loan Calculator

Select your borrower type, enter an amount, and see your total repayment instantly.

I am a...

First-time · N$100 (max 1 week). Select your range above.

Loan Amount (N$) — max N$1,000

Repayment Term

Total Repayment (11.5% flat fee)

N$ 557.50

Principal

N$ 500.00

Fee: N$ 57.50

Application Form

Apply for a Loan

Complete the form below. All fields marked * are required.

Personal & Banking Details

Full Name (as per ID) *

Namibian ID Number *

Bank-Linked Mobile Number * Must be registered in your name with MTC, TN Mobile, or another Namibian mobile network, and linked to the bank account provided above.

Bank Name *

Account Number *

Email Address — optional

Town / Suburb * Your general area of residence — town, suburb, or nearest main area.

Employment & Income Details

Employment Status *

Employer / Business Name *

Employer Contact Number — optional

Monthly Net Income (N$) *

Loan Purpose — optional

Alternative Amount (N$) — optional Leave blank if you only want the full amount. Must be less than your requested amount.

Emergency Contact

Emergency Contact Full Name *

Emergency Contact Phone *

Relationship to Applicant *

Required Documents

Certified ID Copy * PDF or image, max 5MB

Proof of Banking * Bank statement, account letter, or mobile banking screenshot showing your name and account number. Please redact balances and transaction history.

Live Video Verification * Short selfie video, max 50MB

📋 Document Submission Notice Please ensure all uploaded files are clear, legible, and submitted in a supported format (PDF, JPG, PNG, or MP4 for video). Documents that are blurred, incomplete, or in unsupported formats may result in processing delays or rejection of your application.

🏦 Proof of Banking — for verification purposes only. Your banking document is used solely to confirm that you hold an active bank account to which loan funds can be disbursed. It is not used to assess your financial history or creditworthiness. You are advised to mark out or redact sensitive details such as account balances and transaction history before submitting. Accepted documents include a stamped bank statement, an account opening letter, or a mobile banking screenshot clearly showing your name and account number.

✅ Please double-check everything before submitting. Verify that your mobile number is correct, registered on the Namibian network (MTC, TN Mobile, or another Namibian provider) in your name, and linked to the bank account you have provided. Incorrect or unmatched contact details may delay or prevent processing of your application.

💰 Confirm your loan amount and repayment term. Before submitting, scroll up and confirm that the loan amount and repayment term you have selected are exactly what you intend to borrow and repay. Your total repayment — including the flat fee — is shown in the calculator above. Once your application is submitted, changes to the amount or term can only be made by contacting us directly on WhatsApp. If you are unsure about any field, contact us on WhatsApp before submitting.

⏰

Please repay your loan on time to avoid penalty charges. Timely repayment also improves your eligibility for higher loan amounts and longer repayment periods on future applications.

LOAN AGREEMENT & CONSENT

I, the applicant, hereby declare that all information provided is true and correct. I authorise Faihed.app to verify my documents, personal information and banking history. I understand that providing false or misleading information is a criminal offence, and Faihed.app reserves the right to lodge a formal complaint with the Namibian Police and relevant authorities should any information be found fraudulent. I agree to repay the principal amount plus the applicable flat fee within the selected timeframe.

I acknowledge that my employment details and emergency contact information are collected solely for verification and accountability purposes, including in the event of failure to repay the loan fully and on time. They will not be shared with any third party without my consent.

All personal information, documents, and data submitted through this application are handled with the utmost confidentiality and professionalism. Faihed.app is committed to protecting your privacy and will never sell, trade, or misuse your personal data.

I have read and agree to these Terms & Conditions

✓ Application Received!

Thank you. Your application has been submitted successfully. We will review your documents and contact you shortly. For urgent queries, reach us on WhatsApp: +264 81 699 3226.

💬 Need help? Message us on WhatsApp

Alternative Application

Apply on WhatsApp

Prefer a personal touch? Apply directly through WhatsApp and our team will guide you step by step. Send your details and documents as attachments — we handle the rest.

📋 How to Apply

Tap the button below to open a WhatsApp chat with us. A pre-filled message will open — just send it to get started.

Send your loan details — tell us how much you need (minimum N$100), your preferred repayment period, and whether you're a first-time or returning borrower.

Send your personal details — full name as per your ID, Namibian ID number, your town or suburb, bank name, account number, and your bank-linked mobile number.

Send your employment info — your employment status, employer or business name (if applicable), and your approximate monthly income.

Provide an emergency contact — a full name, phone number, and their relationship to you.

Upload your documents (see list on the right). You can send these as photo attachments directly in the WhatsApp chat.

Wait for confirmation — our team will review your application and respond within one business day with a decision or any follow-up questions.

📎 Documents to Send

✓

Certified Namibian ID copy — a clear photo or scan of your ID document, certified by a Commissioner of Oaths or police officer.

✓

Proof of Banking — a bank statement, account opening letter, or mobile banking screenshot showing your name and account number. Please redact or mark out balances and transaction history before sending.

✓

Live video selfie — a short selfie video (5–10 seconds) of your face in good lighting, confirming your identity. Do not send a photo — it must be a video.

💡 Tips for WhatsApp Applications

📸 Send documents as clear, well-lit photos — blurry images cause delays.

📝 Label each document as you send it (e.g. "Here is my ID copy").

🔒 We handle all information with strict confidentiality — see our KYC & Privacy Policy.

⏰ Applications received before 14:00 on business days are prioritised for same-day review.

📜 Terms & Conditions — WhatsApp Applications By tapping the button below and submitting your application details via WhatsApp, you confirm that you have read, understood, and agree to the Terms & Conditions and KYC & Privacy Policy, and all other policies of Fai+hed Finance. You declare that all information and documents submitted are true, accurate, and your own. You authorise Fai+hed Finance to verify your identity, contact details, and banking information for the purpose of assessing your loan application. You acknowledge that submitting false or misleading information is a criminal offence under Namibian law, and that Fai+hed Finance reserves the right to report fraudulent applications to the Namibian Police (NAMPOL) and relevant authorities.

Apply via WhatsApp

🔒 Your information is sent directly to our verified WhatsApp Business number. We will never ask for an upfront fee.

Namibia Only

Microlending Built on Trust & Transparency

How It Works

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Loan Calculator

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LOAN AGREEMENT & CONSENT

✓ Application Received!

Apply on WhatsApp

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